Reverse Mortgages
Simplified
Retire from work, not life.
Welcome to a simpler way of understanding reverse mortgages. At the Reverse Mortgage Hub, I specialize in helping Canadians aged 55+ unlock the value of their homes, empowering you with options to live your best life. Whether you’re looking for extra income in retirement, a way to stay and age in the home you love, fund a project, or purchase a second home, I’m here to guide you every step of the way so you can live the life you’ve earned.
What are the most common uses for a Reverse Mortgage in Canada:
- Age in the home you love & make necessary modifications
- Rightsize your home (buying)
- Purchase of a cottage or vacation home
- Eliminate debt payments
- Purchase future retirement condo (rent it out for cashflow)
- Gifting down payment to family
- Divorce (spousal buyout)
- Increase monthly cash flow
- Build legacy
Pay off mortgage and other debt
Purchase your ideal home
Cover unexpected costs like healthcare
Give a living inheritance to your kids
Enjoy retirement responsibly, stress free
Create family legacy
How can I help you today?
I have an array of knowledge and expertise to help you from start to finish

Buy a new home
Are you looking for a Mortgage to purchase a new home?

Pay off debt or invest
Are you looking for a Mortgage to pay off some debt or to make an investment?

Renew mortgage
Are you looking to renew your existing Mortgage?





Client Testimonials
Calvin Onilla
18:25 01 Aug 24
I just closed on my first deal with Kinga and I must say, the service is second to none. Kinga knows her finances, in and out, and it shows. She communicates in a professional manner, keeps parties informed, and offers sound advice and solutions. Funny enough, while she is so professional, you still always get her genuine self- she is 100% herself, honest and trustworthy. This is what I expect from a mortgage agent in this day and age, so I'm thoroughly pleased and will use her services again. I recommend Kinga to any buyers and realtors looking for sincere excellence.
DrLisa Ramsackal
16:37 09 Jul 24
Kinga Sharma from Kinga Sharma Mortgages is an incredibly knowledgeable professional who goes above and beyond to provide tailored solutions for her clients. She takes the time to understand each client's unique needs and circumstances, ensuring that the solutions she offers are specific and effective. I highly recommend Kinga Sharma for anyone seeking expert mortgage advice and personalized service.
Ishpreetkaur G Chhabda
16:02 28 Jun 24
I’ve had the pleasure of working with Kinga Sharma a couple of times now. Kinga's professionalism and dedication to her clients are truly exceptional. She goes above and beyond to ensure her clients receive guidance and support throughout the mortgage process. Her expertise and caring nature make her a trusted advisor in navigating complex financial decisions. I highly recommend her to anyone seeking reliable mortgage advice.
Andrea Wilton-Clark
13:39 26 Jun 24
Kinga Sharma is one of the brightest and most hard working people I know who leaves no stones unturned in search of the best product for her clients. She is highly educated, well connected, and an amazing person all around!
Wanda Knight
10:56 01 Jun 24
"Working with Kinga Sharma as my mortgage agent was a seamless and stress-free experience from start to finish. Her expertise and dedication were evident throughout the entire process. She took the time to thoroughly explain every step, ensuring I fully understood my options and felt confident in my decisions. Kinga's professionalism and efficiency made navigating the complexities of obtaining a mortgage effortless. I highly recommend her services to anyone in need of a knowledgeable and reliable mortgage agent."


